Many homeowners insurance policies have responded to the damages and people are in the process of recovering. However, aside from natural disasters, did you know that most home-related claims are preventable?
If you own a home or rent, you need the right kind of homeowners' or renters' insurance. Homeowners insurance is needed to protect yourself, your family, and your property from loss and/or damage. We can provide you with many homeowners' or renters' insurance options. Let us do the shopping for you.
Preventable Homeowners claims
- Leaks around windows. Make sure you caulk around your windows to ensure a proper seal.
- Fires caused by over-used electric outlets. Avoid overloading outlets with adapters and too many appliance plugs. See morehere
- Water leaks in the kitchen and bath. Water damage can cost thousands and can be prevented by checking caulk around tubs and sinks.
- Overflowing gutters. Check your gutters on a regular basis. Keeping them clean will prevent water backups.
- Kitchen fires. Never put out a grease fire with water, use a fire extinguisher.
- Roof leaks. Water damage from roof leaks is one of the most common forms of home damage. Check your roof annually, remove moss and repair damage.
- Theft. Never leave your doors unlocked—ever. When you go on vacation leave lights on and do not post pictures on social media until you return.
- Falling trees. Make sure any trees around your home are trimmed and healthy.